Health Insurance Information
All legal Wisconsin residents now have access to health insurance. A summary of these options are below. Not sure which program you qualify for, or need help applying? Call (414) 935-8000 and ask to schedule an appointment with a financial counselor to review your insurance options and application requirements.
What is the Affordable Care Act?
Passed into law in 2010, the Affordable Care Act (ACA) was designed to increase health insurance affordability, expand access to insurance coverage and reduce the overall costs of health care. The law requires insurance companies to accept everyone, cover a specific list of conditions and charge the same rates regardless of pre-existing conditions. Many people commonly refer to the ACA as “Obamacare”. Although changes to the ACA are expected under the new presidential administration, none of those changes have taken effect yet. Insurance coverage through the ACA is still active as long as applicants meet the requirements of the program and pay premiums on time.
What is the Health Insurance Marketplace?
As part of the Affordable Care Act (ACA), the Health Insurance Marketplace was created to make buying health coverage easier and more affordable. The Marketplace is a website and call center where people can compare health insurance options, determine discounts for cost, and enroll in a plan that fits their needs. You can generally only buy coverage on the Health Insurance Marketplace during a period of Open Enrollment. Open Enrollment for 2017 is has ended.
Note: You may be able to sign up for coverage on the Marketplace outside the Open Enrollment period if you’ve had a qualifying life event, such as a change in family size or loss of previous health insurance. Find out if you qualify.
What is BadgerCare Plus?
BadgerCare Plus is a health care coverage program for low-income Wisconsin residents. This Medicaid program provides low-cost coverage for Wisconsin residents who meet certain family size, age and income requirements. There are also special options for the elderly, blind, or disabled and pregnant women. You can apply for BadgerCare Plus coverage at any time. Learn more here.
Sliding Fee Program
Our Sliding Fee Program helps people who have limited or no health insurance. Patients will be charged for services based on their income and the number of people in their household. To apply for the Sliding Fee Program, you must meet with a financial counselor and provide proof of income and proper identification.
To apply for the sliding fee program, you must provide the following documentation:
- Proof of income (one of the following)
- Check stub
- Letter from employer verifying wage
- Copy of your most recent federal tax return
- Identification (one of the following)
- Driver’s license
- State identification card